Tracfin: 278,484 suspicious-activity reports in 2025, and a “substantial margin for progress” among France's 3,200 domiciliation companies
Tracfin's 2025 annual report, covered on 16 September 2026 by LCB-FT Fr, notes a 32% rise in suspicious-activity reports and asks for more, better-quality reports from domiciliation providers. For a branch network, the question is first one of organisation.
According to LCB-FT Fr, Tracfin received 278,484 suspicious-activity reports in 2025, 32% more than in 2024. The non-financial sector supplies only 7% of them. The report sees a “substantial margin for progress” among domiciliation companies, of which there are more than 3,200, and stresses quality: reports that are too loosely structured, sometimes missing documents, make investigations harder.
In a branch, everything starts from the file: identity documents and supporting papers received, dates, exchanges with the client, open points. An assistant can help sort them, remind staff what is missing from a file and flag to the responsible person what is waiting for review. The analysis, the decision whether to report, and the report itself remain the branch's and its designated officer's business.
For AppH
- A file where each document is dated and kept in one place makes life easier for the person who has to decide.
- A reminder of missing documents keeps files from staying incomplete through plain oversight in busy periods.
Against / the honest limit
- AppH verifies no identity, assesses no money-laundering risk, and neither recommends nor files any report to Tracfin: those obligations and decisions stay human.
- The figures come from a specialist press article summarising the report, not from the report itself, and they do not say how many reports come from domiciliation providers.
A clean file beats one filled in at speed. An assistant can keep the filing in order; a person decides.
Reviewed by a human at AppH